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Why you...Why Now

Published on Dec 24, 2015

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MORE DECKS TO EXPLORE

PRESENTATION OUTLINE

1.

non-insurance profit machines...Craig Lack

Why you... why now... compared to what
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Ocean of Sameness

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lakes of differentiation

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pools of Distinction

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Certainty

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Significance

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Connection

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Contribution

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Competing demands

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Administration

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Healthcare costs

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Compliance

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fear of change

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2030 is as far away as 1998

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Obamacare

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Sickness is the revenue model

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Where's The focus?

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controlling healthcare costs

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Limited transparency in Prepaid insurance

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Same circus, different clowns

Healthcare renewals
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Rationalies

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Outcomes Don't Matter - Only Intentions

Challenger Space Shuttle
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most expensive words in healthcare

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most expensive words in business

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Death of the "old school" business model

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Risk Management

4 strategies to control risk
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Premiums = c.r.a.p.

     sleight of hand             
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healthcare Claims distribution

1% =25%   5% =55%   20% =80%
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#, size, Frequency of claims

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Benefits paradox

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personal choice

Spouse Plan                                                  Our Plan
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Spousal Incentive HRA

Manage claims with richer benefits
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1%-5%-20%ers  financial stress

        Living paycheck to paycheck
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Claims, admin, stop loss charges all shrink

         " I was in the pool! "
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Aligned interests of key players

WIN for the employer, employee and carrier
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I supply a demand

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Create EBITDA from healthcare

    "I saw the angel inside and carved until I set him free"  Michaelangelo

Craig Lack