Why work with Bayway Mortgage?

Bayway knows that the customer is always our top priority, from start to finish.

Ditch the "big bank" so you don't become just another number.

From Jumbo loans, to stated income loans, Bayway's product offering is second to none.

Finding a house can be a daunting task, and every borrower needs the best agent on their side. Let Bayway be the best lender on your side. Together we will welcome them HOME.

Customer service sells itself. The most valuable asset I possess is the service I provide. You can not put a price tag on impeccable customer service.

PRODUCTS WE OFFER

• Fannie Mae/Freddie Mac Elite
• Jumbo
• FHA (Standard & 203K)
• VA
• USDA
• My Community, Home Possible
• Stated Income

FANNIE MAE/FREDDIE MAC ELITE

• "Flex Term" with 8-Year through 30-Year terms available.
• 20% down and 760 mid credit score required.
• Approval in 2 days and closing in 2 weeks.
• Best rates in the industry.

JUMBO

• Primary and Second homes, 10% down, with No Mortgage Insurance!
• 760 credit score required.
• Close your loan in 30 days.

FHA

• Standard purchase with a credit down to 500 with compensating factors.
• 203K with no cap to the costs of work required.
• Monthly mortgage insurance rates only .85%.

VA

• 100% financing with a 580 credit score.
• Loan amounts up to $1.2MM.
• No monthly mortgage insurance.

USDA

• 100% financing.
• Credit scores down to 580.
• No reserve requirements, and gift funds are allowed.
• New construction eligible.

MY COMMUNITY & HOME POSSIBLE

• 3% down with no PMI.
• First time home buyers eligible.
• 640 credit score required.
• Income limits apply.

STATED INCOME

• No credit score or SS# required.
• Income is based on a verification of deposit.
• 35% down required, investment properties only.