Liens by Kevin Harker

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Slide Notes

Liens

Published on Jan 25, 2017

No Description

PRESENTATION OUTLINE

Liens

Photo by WarzauWynn

What is a lien?

To "Tie" or "Bind"

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Attachment of Liens

Personal Property and Real Property

Photo by John-Morgan

Extent of Lien

Photo by Artiom Ponkratenko

Types of Liens

Construction
Excavation
Tax
Judgments
Attorney
Long Term Care
HOA / Condo

Duration of Liens

Federal Tax - 10 years
HOA / Condo - 6 years
Construction - 120 days
Mining Lien - 6 months
Child Support - 35 years

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Lien Priority

First Mortgage
Line of Credit (Second)
Construction lien
Judgment Lien

Construction Liens

Photo by Untitled blue

Who can claim construction lien?

Anyone providing labor
Anyone renting equipment
Architects
Surveyors

Perfecting the Lien

Proper Notice & Timing

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Condominium / HOA Liens

Photo by OiMax

Condominium vs. Planned Community

ORS 100 & ORS 94

Photo by Scorpions and Centaurs

Perfection of HOA / Condo Lien

Recording of the CC&Rs

Photo by storebukkebruse

"Automatic" Lien

Photo by blmiers2

Lien Priority

First Mortgage
Line of Credit (Second)
Construction lien
Judgment Lien
Condominium Lien

Condominium Notice to Mortgage Holder

Photo by swisscan

Personal Obligation

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Effect of Bankruptcy

Photo by kenteegardin

Extinguishing By Foreclosure

Photo by Serge Melki

Title Company Issues

Photo by Joybot

Foreclosing the Lien

Photo by SalFalko

Judicial vs. Non-Judicial

Photo by Seattle Municipal Archives

Parties

Debtor
All lien and mortgage holders
Anyone with interest in property

Right of Redemption

Photo by rikomatic

Kevin Harker

Haiku Deck Pro User

http://www.calaw.attorney