Scenario 1:
Police officer recently promoted to detective and earn $1,150 a week with paid health insurance. Two months ago, husband decided to separate and has custody of two children. Pay child maintenance for $220 a week.

Live in an inner-city two bedroom apartment for $400 a week

Use public transportation rather than owning a car

WEEKLY BUDGET:

• Rent: $400
• Rent insurance: $3.84 ($200/yr)
• Electric bill: $9.23 ($40/mo)
• Water: $6.92 ($30/mo)
• Groceries: $69.23 ($300/mo)
• Child care: $220

BUDGET:

• Phone: $13.85 ($60/mo)
• Entertainment: $50
• Medical: $100
• Savings: $100
• Charity: $15
• Total remaining: $136.93