GET A CREDIT CARD

REWARDS!

• Plane tickets
• Hotel stays
• Cash back
• Discounts

BUILD A CREDIT HISTORY

• Use a credit card to build a credit history

CREDIT HISTORY

• More likely to be approved for loans
• Get better rates
• Hopefully no cosigner

TEACHES BUDGETING

• Using a credit card for expenses and paying off the bill
• Helps show exactly where that money is going
• Using cash it's easy to lose track of where the money went

EMERGENCIES

• Food
• Car Trouble
• No gas

ONLINE PURCHASES

• Save money
• Most online stores require credit cards

HOTELS, MOTELS, PLANES

• Most airlines and hotels require credit cards
• Next to impossible to make reservations without credit card

SECURITY