New Employee Benefits Session

Welcome Members

• MTEA offers individualized service to members like this
• Sign up today!!
• Ask your friends to sign up!!

I am not a benefits provider, broker, medical physician, or representative of any company. I have no licenses to sell or advise in any official capacity. I do not want to see or hear about your medical issues.
I can help you with your forms and to get answers that you need and get the you the information needed to make a decision.

Important Dates / Timelines

• Benefits start on the 1st after a month of employment
• You have 31 days from hire to enroll/opt out
• Coverage goes through Aug 31 for 10 month employees
• Open enrollment is in Nov. and is effective Jan 1

Opt Out

• During Open Enrollment or now
• Get $50/mo
• Do not have to pay premiums
• Proof of other insurance required.

Wellness

• Gym memberships
• On site programs e.g. Yoga, Zumba, etc.
• Individual programs e.g. mental health counseling, tobacco cessation, etc.
• Physical fitness = mental fitness

How to Pick Health/Dental Plans

• Look at coverage options and estimate usage
• Look at doctors and network
• Look at premiums

Examples of Plan Differences

• Dental - orthodontic and oral surgery coverage
• Health - in vitro fertilization coverage, DME, others
• Annual Deductable, Out of Pocket Max...

Question Time

FSA (Flexible Spending Account)

• DCFSA - for child/dependent care
• HCFSA - for healthcare

Other Benefits

• Tuition Reimbursement
• Glass Coverage for Autos
• Life Insurance
• 403b & 457
• Vision Insurance

MTEA Members Only Benefits

• $1M Liability Insurance
• Disability Insurance
• Representation and Advocacy
• Free Professional Development
• EE and PDP Support
• $1k Free Life Insurance
• Tons of other benefits