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Personal Finance

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PRESENTATION OUTLINE

INVESTMENT PROJECT

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BONDS

  • Investment: $15,000
  • Def: Is a debt investment in which an investor loans money to an entity which borrows the funds for a defined period of time
  • Interest rate: 0.26% - 1.64%
  • Risk: Low
  • How you open: Buy them online
Photo by Nick Kenrick.

CERTIFICATES OF DEPOSITS

  • Investment: $20,000
  • Def: A certificate issued by a bank to a person depositing money for a specific length of time.
  • Interest rate: 0.51%-1.10%
  • Risk: Low
  • How to open: Broker case account

REAL ESATE

  • Investment: $10,000
  • Def: Property consisting of land or buildings.
  • Interest rates: Couldn't find
  • Risk: Low
  • How to open: Real Estate Agent
Photo by haglundc

STOCKS

  • Investment: $20,000
  • Def: The capital raised by a business of Corp. through the issue and subscription of shares
  • Interest rate: 0.26%-0.80%
  • Risk: High
  • How to open: Stock Market
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SAVINGS ACCOUNT

  • Investment: 30,000
  • Def: A bank account that earns interest
  • Interest rate: 0.01%-0.06%
  • Risk: High. Poor return
  • How to open: Through a bank
Photo by 401(K) 2013