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Ethics and Fair Housing
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Published on Mar 16, 2017
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PRESENTATION OUTLINE
1.
Ethics and Fair Housing
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Locator
2.
What We'll Cover
Sources of Ethics
Your Ethical Obligations
Real-Life Scenarios
Legal Cases
Fair Housing and Discrimination
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Charlottes Photo Gallery
3.
What are "Ethics"?
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JosephGilbert.org
4.
Sources of Ethics
Values
Habits
Oregon Law
Realtor Code of Ethics
Industry Standards
Photo by
direktanlage.at
5.
Statutory Duties
Deal honestly & in good faith
Present all offers
Disclose material facts
Diligence
Loyalty
Maintain confidential information
Account for money
Photo by
Scott*
6.
Fiduciary Relationship
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kylesteed
7.
Who is your "Client"?
Individuals vs. Entities
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MightyBoyBrian
8.
Convey All Offers
Includes counteroffers
May be waived by client
No obligation to market after acceptance of an offer
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chefranden
9.
Confidential Information
May not reveal to any 3rd party
May not use for your own advantage
Obligation continues after relationship ends
Photo by
Sir. Mo
10.
Contract Disclosure
Advise client of compensation arrangements
Disclose dual-agency
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NobMouse
11.
Use of Property
May not access or use outside scope of authorization from owner
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Stuck in Customs
12.
Avoid Exaggeration & Misrepresentation
Duty to discover latent defects?
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HowardLake
13.
False Consideration
Unless obviously nominal
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c_ambler
14.
Duty of Cooperation
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Philip McMaster PeacePlusOne_\!/
15.
Avoid Self-Dealing
You, family members, entities which you have ownership
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Tobyotter
16.
Benefits from 3rd Parties
Duty to Disclose - warranty companies, lenders, title insurance
Photo by
rafael-castillo
17.
Client Trust Funds
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adametrnal
18.
Avoidance of Discrimination
Neighborhood demographics
Marketing materials
Denial of your services
Photo by
Eric Constantineau - www.ericconstantineau.com
19.
Marketing
Use of prizes
Disclosure of firm name
Claiming you "sold" the property
Use of others' information
Website domain names
Photo by
bluefountainmedia
20.
Duties to Other Realtors
False or misleading statements about other realtors
Seeking clients already engaged with another realtor
Filing of unfounded complaints
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afagen
21.
Fair Housing and Discrimination
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My name's axel
22.
Protected Classes
Race, Color
Criminal History?
Religion
Sex
Handicap
Family Status
National Origin
Sexual Orientation
Photo by
Alfred Hermida
23.
Oregon Protected Classes
Source of Income
Marital Status
Domestic Violence Victims
Photo by
Jim Nix / Nomadic Pursuits
24.
Intentional vs. Unintensional
Photo by
AdrianoSetimo
25.
Federal Fair Housing Act (1968)
Sale of Property
Occupying
Financing
Renting
Photo by
Malinkrop
26.
Liability Issues
Insurance Exclusions, Punitive Damages
Photo by
Chiot's Run
27.
Types of Violations
"Steering"
Refusal to provide services
Refusal to sell or rent
Photo by
Mustafa Sayed
Kevin Harker
Haiku Deck Pro User
http://www.calaw.attorney
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