1 of 29

Slide Notes

DownloadGo Live

OA

Published on Nov 22, 2015

No Description

View Outline

MORE DECKS TO EXPLORE

PRESENTATION OUTLINE

1.

Untitled Slide

Photo by symphony of love
2.

FINANCIAL PLANNING

Photo by LadyDragonflyCC - >;<
3.

DIY

Photo by ЕленАндреа
4.

SPEND LESS THAN YOU EARN

Photo by Tax Credits
5.

SAVE THE REST WISELY

MAKE SACRIFICES NOW FOR THE FUTURE
Photo by Tax Credits
6.

USE YOUR TAX ALLOWANCES

Photo by James Maskell
7.

PREPARE FOR THE WORST

Photo by tedeytan
8.

Untitled Slide

Photo by Jens Gyldenkærne Clausen
9.

RETIREMENT PLANNING

OPTIONS
Photo by ЕленАндреа
10.

PENSIONS

What & why
Photo by AJBeanster
11.

Untitled Slide

Photo by K J Payne
12.

PENSION CONTRIBUTIONS - Salary £36k p.a.

13.

RISK

Photo by fixedgear
14.

Value after 20yrs - 5% p.a. growth

15.

Value after 20yrs - Employee 2% p.a. vs 5% p.a.

16.

TAKING YOUR PENSION

17.

PENSION CHANGES

Photo by HowardLake
18.

Untitled Slide

Photo by mariordo59
19.

PENSION CHANGES

  • Annual Allowance
  • Lifetime Allowance
  • LTA Protection
  • Auto Enrolment
20.

Untitled Slide

Photo by Leo Reynolds
21.

£1.5m
£56,250 p.a. + L/Sum

£1.25m
£46,875 p.a. + L/Sum

22.

RISK

Photo by lynac
23.

RISK

Photo by robertpaulyoung
24.

Mark Radford

SENIOR FINANCIAL PLANNER
25.

AGENDA

  • Templar
  • Financial planning
  • Retirement
  • OA Pension
  • Pension changes
26.

FINANCIAL PLANNING

YOU, FAMILY, FRIENDS, GOALS, FUTURE, AMITIONS, HEALTH
27.

Untitled Slide

28.

LTA EXAMPLE

  • PENSION INCOME - £52,146 P.A.
  • OA PENSION VALUE - £50,000
  • LTA Value = £1,353,650
29.

AUTO ENROLMENT CONTRINUTIONS

  • 10/12 to 09/17 - 2% Total (Employer 1%)
  • 10/17 to 09/18 - 5% Total (Employer 2%)
  • 10/18 onwards - 8% Total (Employer 3%)

Mark Radford