1 of 1

Slide Notes

DownloadGo Live

Mechanic’s Liens in San Antonio: What Property Owners and Contractors Should Know

Published on Sep 28, 2025

Mechanic’s liens are one of the most powerful legal tools in Texas construction law. They allow contractors, subcontractors, suppliers, and laborers to secure payment for work or materials provided on a property. But they also create major headaches for property owners when liens are filed improperly or when disputes arise.

If you own property in San Antonio—or if you’re a contractor or subcontractor working in the city—understanding mechanic’s liens is essential. This article breaks down what they are, how they work, and what both sides should know to protect their rights.

What Is a Mechanic’s Lien?

A mechanic’s lien is a legal claim against a property for unpaid construction work or materials. In Texas, this claim can prevent the property from being sold, refinanced, or transferred until the debt is resolved. Essentially, it gives contractors and suppliers a way to ensure they are compensated for their services.

For example, if a subcontractor installs new plumbing in a home but doesn’t get paid by the general contractor, they can file a lien against the property. Even if the homeowner already paid the general contractor, the subcontractor can still enforce their claim directly against the property.

This makes mechanic’s liens extremely serious for property owners, who may find themselves in disputes through no fault of their own.

Who Can File a Mechanic’s Lien in San Antonio?

Under Texas law, the following parties are generally eligible to file a lien:

General contractors

Subcontractors

Material suppliers

Equipment rental companies

Architects, engineers, and surveyors

Laborers who directly performed work

Property owners, on the other hand, cannot file liens but are the parties affected when one is recorded against their property.

Filing Deadlines and Requirements in Texas

Mechanic’s liens are subject to strict rules and deadlines. Missing a deadline can invalidate the lien. In Texas:

General contractors usually must file by the 15th day of the 4th month after the work was completed.

Subcontractors and suppliers typically must provide notice to the property owner by the 15th day of the 2nd month after providing labor or materials, and then file the lien by the 15th day of the 4th month.

Residential projects often carry slightly different requirements, with added consumer protections.

Because these deadlines are critical, both contractors and property owners should keep careful records of contracts, invoices, and correspondence.

Why Mechanic’s Liens Matter to Property Owners

For property owners, a mechanic’s lien can create serious problems:

Clouding the title: A lien makes it difficult—or impossible—to sell or refinance a property until it’s resolved.

Double payment risk: Owners may have to pay subcontractors or suppliers even if they already paid the general contractor.

Litigation exposure: If liens aren’t cleared, contractors can sue to enforce them, potentially leading to foreclosure of the property.

This is why many owners consult a San Antonio construction defect lawyer when faced with a lien dispute. An attorney can assess whether the lien is valid, negotiate a resolution, or challenge improper filings in court.

Why Mechanic’s Liens Matter to Contractors

For contractors and subcontractors, mechanic’s liens are one of the strongest tools to enforce payment rights. Instead of being limited to suing the general contractor, a lien gives them leverage by tying their claim directly to the property itself.

However, liens must be filed properly. Errors in timing, notice, or paperwork can result in the lien being dismissed. Contractors who want to protect their payment rights should work with an attorney experienced in Texas lien law to ensure compliance.

Defenses Against Invalid Liens

Not all liens are enforceable. Property owners may be able to challenge a lien if:

The lien was filed after the deadline.

The lien claimant failed to provide proper notice.

The contractor did not perform work or supply materials as claimed.

The amount claimed is inflated or inaccurate.

The lien does not comply with Texas Property Code requirements.

If a lien is invalid, a San Antonio court can remove it, clearing the property’s title. A San Antonio construction defect lawyer can review the filing for errors and help owners fight back against fraudulent or excessive claims.

How to Prevent Mechanic’s Liens

Property owners can take proactive steps to reduce the risk of liens being filed:

  1. Use Written Contracts

Make sure all agreements with contractors and subcontractors are in writing, clearly stating payment terms and responsibilities.

  1. Request Lien Waivers

Before making progress payments, request lien waivers from contractors and subcontractors to confirm they have been paid.

  1. Pay Subcontractors Directly (if Necessary)

In some cases, Texas law allows property owners to withhold funds from the general contractor and pay subcontractors directly to avoid double payment.

  1. Work with Trusted Contractors

Hiring reputable, licensed contractors with a solid track record in San Antonio reduces the risk of unpaid bills and lien disputes.

Resolving Mechanic’s Lien Disputes

When a lien has already been filed, resolution often involves one of three approaches:

Negotiation: Contractors and owners may negotiate payment terms, partial settlements, or payment plans.

Bonding off the lien: A property owner can sometimes discharge a lien by posting a bond, removing the lien from the title while the dispute is resolved.

Litigation: If no agreement is reached, the lien claimant can file a lawsuit to enforce the lien, potentially leading to foreclosure proceedings.

Given the complexity of these options, both sides should strongly consider legal representation.

When to Contact a San Antonio Construction Defect Lawyer

Because mechanic’s liens intersect with broader issues like defective work, contract breaches, and construction disputes, hiring an experienced attorney is often the best step. A San Antonio construction defect lawyer can:

Review whether a lien is valid under Texas law

Negotiate with contractors, subcontractors, or property owners

File legal challenges to invalidate improper liens

Assist contractors with filing liens properly to secure payment

Represent either side in court when litigation becomes necessary

Having a skilled advocate ensures your rights are protected and increases the likelihood of resolving disputes efficiently.

Conclusion

Mechanic’s liens in San Antonio are powerful tools that can protect contractors and suppliers but also create major problems for property owners. Strict deadlines, complex notice requirements, and potential double payment risks make these disputes high-stakes for everyone involved.

Whether you are a homeowner facing an unexpected lien or a contractor seeking payment for your work, knowing your rights is critical. Consulting with a San Antonio construction defect lawyer can give you the guidance and legal strategy you need to protect your property, your livelihood, and your financial interests.

PRESENTATION OUTLINE

Mechanic’s Liens in San Antonio: What Property Owners and Contractors Should Know