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Five C's Of Credit

Published on Nov 18, 2015

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THE FIVE C'S OF CREDIT

BY: ALEX ARELLANO

Capital-refers to financial assets you posses that are worth more than your debts.

Character- is a responsible attitude toward honoring obligation, often judged on evidence in the persons credit history.

Collateral- is property pledged to assure repayment of a loan, such as the house, car, or furniture being purchased.

Capacity- a financial ability to repay a loan with present income.

Conditions-the state of something, especially with regard to its appearance, quality, or working order.