Disclosures

What We'll Cover

• Historical Background
• Common disclosure problems
• Handling disclosure claims
• Q&A

Elements

• Known
• Material
• Latent
• Reliance

Patent v. Latent

Caveat Emptor

What is "material"?

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Home Inspections

Disclosure Problems

Disclosure Claims

Proving Knowledge

• Violation letters
• Satellite images
• Neighbors
• Permit applications
• Seller's seller's disclosures

Truth Hierarchy

• Truth
• Puffery
• Exaggeration
• Misrepresentation
• Fraud