PRESENTATION OUTLINE
Commercial Services Clayton
Clayton Commercial Services provides a broad range of capabilities including loan level due diligence, portfolio oversight, business process consulting, benchmarking, third-party surveillance and strategies to help maximize the value of all commercial property & credit types.
Commercial Services
In 2011 alone, 92 banks failed; and in the last four years there have been over 400 bank failures and more than 1,100 bank mergers. Did you know that most bank failures were small Community Banks with non-standard paper Commercial Loan files? Nearly 85% of these bank failures were due to Construction, Commercial Real Estate and Commercial & Industrial loans.
Our Commercial services core competencies provide a comprehensive suite of services to help analyze the maximizing of commercial investment values and increase enterprise profitability. We offer a broad range of capabilities for buyers, owners and sellers. For buyers, we offer full Loan Review & Due Diligence for all property & credit types. For owners, we offer Asset Management Services, which includes third-party oversight as well as a monitoring system for your individual assets and portfolios. And for sellers, we provide unsurpassed Advisory Services—business consulting, planning, and review oversight functions across a variety of disciplines. In short, Clayton’s Commercial Solutions group can provide you with the peace-of-mind that you need.
State-of-the-art Reporting Technology
Our technology separates us from other Commercial services firms. At Clayton Commercial Solutions, we offer clients top tier, web-based commercial due diligence and asset management platforms. Through our reporting applications, our clients will have the following:
Real-time centralized management of transaction level data.
The ability to store and report multiple versions of property reports and images.
Robust, ad-hoc reporting in excel, word, pdf and other common output formats.
The ability to tranche loans for participations or multiple exit strategies.
A dedicated support group of commercial professionals—either onsite or offsite.
Commercial Loan Review & Due Diligence Services
Perhaps there’s no greater risk than the risk a buyer faces. Today’s market is full of lemons, and the pressure to create diversified yet aggressive portfolios is ever constant. And to mitigate these risks, buyers need a way to verify credit, value under tight timelines dictated by Banks & the FDIC, create valuations in a thinly traded market, obtain quality information, and secure guarantees. We can help you do this.
Commercial Asset Management Services
Clayton Commercial Solutions group offers owners a complete solution to commercial asset management related problems. And by giving each asset manager true independence—third party oversight and monitoring of your individual assets and portfolios—we help owners combat their present as well as future challenges.
Commercial Advisory Services
In today’s environment, much of the burden is on the seller. The seller is responsible for creating Due Diligence & Data Tape, managing the data cleaning & documentation process, and even price discovery. Supported by world class technology, however, Clayton’s Commercial Services group can significantly lessen this burden. We specialize M&A Advisory, and can provide sellers the level of oversight they need.
